Gulf Coast Business Bank

Gulf Coast Business Bank is your community bank.


Helping local  businesses grow is what community banking is all about. Local knowledge. Local support. Personal Attention. Whether you are looking to build or expand we are here to support your journey. When local businesses succeed, our entire community thrives. Discover the difference your community bank in Fort Myers can make.


Bank local. Community matters.


Local businesses thrive when they have strong, local support. Whether you’re launching, expanding, or planning for the future — our team is here with the lending solutions and expertise to help you achieve your goals.

We are your community bank, people you can trust.


Scammers are everywhere. Gulf Coast Business Bank will never call or email you for your online credentials, banking password, or secure access codes. DO NOT share them with anyone.

 You can earn more with our personal banking products and grow your business with our commercial banking products. 

COASTAL CHECKING

up to 3.05% APY

About Coastal Checking

MONEY MARKET

up to 3.82% APY

About Money Market

6 MONTH CD

up to 3.72% APY

About 6 Month CD

12 MONTH CD

up to 3.67% APY

About 12 Month CD

Rates effective as of 03/20/26
  

WHY CHOOSE US:

RATES: GCBB offers one of the highest personal checking account rate of any bank based in SWFL


AVAILABILITY: Last year we accepted 100% of walk-ins without requiring an appointment or sending them to our website


SAFE: Since 2024, our business clients have been offered:
• Free Fraud Protection
• Unlimited deposit insurance through IntraFi's Insured Cash Sweep Services


BEST: Best place to work in SWFL in 2024, 2025, and 2026 by Gulf Shore Business Magazine 
• Happy Colleagues = Happy Clients
• Industry Appreciation Award - 2025 Small Business of the Year


HIGHLY RATED: Google reviews average 4.9 out of 5.0 since inception

 


LOCAL: Only community bank to open in SW Florida in over 15 years
• 80% of shareholders live in SWFL
• 76% of loans in SWFL
                    • Lending team averages 24 years of commercial banking experience

Designed to maximize your company's potential.

Providing the capital for your growing business is a key to your success. From lines of credit, financing, SBA lending, to owner occupied income properties, GCBB has the insight to determine solutions you need to grow your business and the sound advice to help it thrive.


Commercial Lending





The closest branch is Everywhere.


Take your purchasing power to a whole new level. Our Debit Card gives you the freedom to spend and get access to your cash 24/7. 

See Debit Cards

Person jogging at the beach.

Tax-advantage savings for healthcare.


The money you contribute to your Health Savings Account goes in, grows and comes out income-tax free when used for qualified medical expenses.

Go To Savings

Couple meeting with their banker.

Solution Focused. Forward Thinking.


Manage your cash flow simply and efficiently. Your business depends on effective cash flow management.
 

Cash Management