Person working on a laptop.

Lending

Commercial & Real Estate


Business Loans

From small business loans to commercial real estate financing, we offer variety and flexibility to help businesses maintain a competitive edge. Gulf Coast Business Bank can provide the funding you need to help grow your business.

As specialists in small and mid-sized business banking, Gulf Coast Business Bank will take the time to thoroughly understand the financing needs of your business, then use this understanding to develop a financing plan that will allow you to maximize your company’s strengths. You will also benefit from direct access to members of senior management and prompt local decision-making.


Commercial Real Estate

GCBB’s team of expert lenders are very knowledgeable about the local market and in commercial real estate financing.

Let our expert staff work with you to establish a low-interest loan for the purchase, refinance, improvement, or construction of commercial real estate, such as manufacturing facilities, warehouse space, and professional offices.


Construction Loans

Gulf Coast Business Bank has lending programs for builders, developers, and investors to secure the acquisition, development, construction, and rehabilitation of all property types. Other lending programs include the improvement and rehabilitation of 1-4 and multi-family dwellings.

Gulf Coast Business Bank is ready to facilitate your needs for loans for purchase, refinance, improvement, and construction of non-owner occupied facilities.


Business Lines of Credit

Our revolving lines of credit provide a flexible, dependable source of financing specifically geared to your fluctuating working capital needs.

Financing can be secured by negotiable instruments such as certificates of deposit and publicly traded securities, real estate, receivables, equipment, inventory, and other acceptable collateral.


Revolving Lines of Credit

Gulf Coast Business Bank gives you access to additional funds when you need it—for unexpected purchases, for business expansion, or to offset seasonal fluctuations in cash flow. 


Equipment Loans

If you're planning on replacing or adding equipment or vehicles, Gulf Coast Business Bank’s lending experts can help you determine which loan options meet your specific needs.


Small Business Administration (SBA) & United States Department of Agriculture (USDA) Loans

SBA Lender LogoGulf Coast Business Bank provides several SBA & USDA financing options to support your growing financial needs. Whether it’s purchasing a new facility, a lease buyout, equipment, or financing working capital in order to grow in your marketplace.


Homeowners and Condominium Association Loans

We have created in-house loan and deposit products designed to aid in the ease of managing any size of your association.


Loans to Professional Associations

Let our team of experts provide support and cater to your specific need as a professional association.


Foreign National Loan Program

We will allow applications from "Visa Waiver" countries only as long as they put the property in a single entity LLC, Partnership, or Corporation. 

Learn More About our Foreign National Loan Program

† Credit Subject to Approval. Loan amount up to 65% of cost or appraisal value, whichever is less. Based on 30-year amortization with 5/1 ARM option.